About Kentucky FHA Loans

Refinancing or buying a home is safer and less expensive through the government

  • FHA loans are designed for first-time home buyers or people with less than perfect credit.
  • FHA loans offer low down payment options and may be paired with down payment assistance programs.
  • FHA loans offer low, fixed rate mortgages that are government insured.
  • FHA has special refinance programs for people who currently have FHA loans and want to refinance into another FHA